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Our Privacy Policy and
Disclaimer
Nuestra Polica de Privacidad, y Dementis
We respect your privacy! Any and all information
collected at this site will be kept strictly confidential and will not be sold,
reused, rented, loaned, or otherwise disclosed. Any information you give to
CreditRewind will be held with the utmost care, and will not be used in ways
that you have not consented to.
*Nosotros Respetamos su privasidad! Toda y cualquier informacion
obtenida en esta pagina va a ser mantenida espesificamente confidencial y no
sera vendida, reusada, prestada, rentada, o en otras palabras discutida.
Cualquier informacion dada por usted a Credit Rewind sera detenida con el
sumo cuidado, y no serqa utilizado en maneras no consentidas por usted.,
Resale or disclosure of information to
third parties:
CreditRewind does not sell, rent, loan, trade, or lease any
personal information collected at our site, including membership forms or email
lists.
*Reventas o discusiones de informacion a las terseras personas:
*Credit Rewind no vende renta, presta o intercambia informacion personal
receivida en nuestar pagina de internet, incluyendo miembresias, formas, o
listas con direcciones electronicas.
Browser information collected on the website:
Our website logs are not
personally identifiable, and we make no attempt to link them with the
individuals that actually browse the site.
*Informacion resivida en nuestra pagina Web:
Nuestros accesos al las paginas en el Web no son identificables,y no
hacemos el intento de juntarlas con los que solamente estan viendo nuestros
sitios de Web.
Notice
By requesting a credit rewind, you agree to receive e-mail from us.
We will occasionally send you information about updates to your file. You may
remove yourself from these mailings at any time, by letting us know if you would
rather be notified via U.S. Mail or via telephone.
*Tome a notar
En pidiendo su reparacion de credito, usted esta de acuerdo en recivir correo
electronico departe nuestra. le enviaremos ocassionalmente informacion de
su resultados al dia en su archivo. Usted puede Quitarse de la
listas de envio en cualquier momento, solamente dejandonos saver si usted
preferiria ser notificado/a por correo o por telefono
Credit Repair Organization Act
Requires any consumer who enters into any contract with
any credit repair organization to be given (1) a copy of the completed contract
and the disclosure statement required under section 405 and (2) a copy of any
other documents the credit repair organization requires the consumer to sign, at
the time the contract or the other document is signed.
*Acto de Organizacion de Reparacion al
Credito
Requiere que cualquier consumidor entrando
en cualquier contrato con cualquier organizacion de reparacion de credito, se
dado un duplicado del contrato comepleto con la declaracion de mentis y copia de
cualquier otro documento cual la organizacion de reparacion de credito requiera
firmado de parte del consumidor.
Disclaimer Implied or
expressed guarantees do not apply; CRS will honor this guarantee only: While CRS can not guarantee a complete restoration of your credit; we
do guarantee and state that we will IMPROVE your credit. If we fail to do so, we
will refund your money back. Please note: if documentation requested from you,
by us for the credit repair, is not forwarded to our office or addition of new
Derogatories the refund policy
will be voided. Client agrees to pay bills on time, Not paying bills on time
will result in new Derogatories voiding the refund policy. No refunds are issued
prior to the completion of the process. In addition client agrees to forward all
correspondence received from the three Credit Bureaus to the processing center
within 14 days of receipt. Failure to do so will result in the voiding of the
refund policy.
*Decalaracion de Mentis
Implicadas o espresadas garantias no
applicant: Nosotros honoramos esta garantia solamente; Aunque no le
podemos garantisar una restauracion comepleta de su credito; si garantisamos e
le inicamos que le MEJORAREMOS su credito. Si no lo logramos le re
embolsaremos su dinero. Favor de notar si requerido documentacion, por nuestra
parte para la reparacion de el credito no es enviado a nuestra oficina o en
adicion a nuevos derogatorios la polica de el reembolso no sera valido. El
cliente se compromete a pagar las facturaciones a tiempo. Al no pagar los
covros a tiempo resultara en nuevos derogatorios, y asi anulado la polica del
reembolso.
Consumer Credit File Rights Under State and
Federal Law You have a right to dispute inaccurate
information in your credit report by contacting the credit bureau directly.
However, neither you nor any ''credit repair'' company or credit repair
organization has the right to have accurate, current, and verifiable information
removed from your credit report. The credit bureau must remove accurate,
negative information from your report only if it is over 7 years old. Bankruptcy
information can be reported for 10 years. You have a right to obtain a copy of
your credit report from a credit bureau. You may be charged a reasonable fee.
There is no fee, however, if you have been turned down for credit, employment,
insurance, or a rental dwelling because of information in your credit report
within the preceding 60 days. The credit bureau must provide someone to help you
interpret the information in your credit file. You are entitled to receive a
free copy of your credit report if you are unemployed and intend to apply for
employment in the next 60 days, if you are a recipient of public welfare
assistance, or if you have reason to believe that there is inaccurate
information in your credit report due to fraud. You have a right to sue a credit
repair organization that violates the Credit Repair Organization Act. This law
prohibits deceptive practices by credit repair organizations. You have the right
to cancel your contract with any credit repair organization for any reason
within 3 business days from the date you signed it. Credit bureaus are required
to follow reasonable procedures to ensure that the information they report is
accurate. However, mistakes may occur. You may, on your own, notify a credit
bureau in writing that you dispute the accuracy of information in your credit
file. The credit bureau must then reinvestigate and modify or remove inaccurate
or incomplete information. The credit bureau may not charge any fee for this
service. Any pertinent information and copies of all documents you have
concerning an error should be given to the credit bureau. If the credit bureau's
reinvestigation does not resolve the dispute to your satisfaction, you may send
a brief statement to the credit bureau, to be kept in your file, explaining why
you think the record is inaccurate. The credit bureau must include a summary of
your statement about disputed information with any report it issues about you.
The Federal Trade Commission regulates credit bureaus and credit repair
organizations. For more information contact: The Public Reference Branch,
Federal Trade Commission, Washington, D.C. 20580
*Derechos del Consumidor Vajo la ley
Estatal y Federal
Usted tiene el
derecho de disputer informacion incorrecta en su historial de credito ,
comunicandose al buro de credit directamente. Aun asi, ni usted ni cualquier
otra compania de reparacion de credito tiene el derecho para obtener informacion
verificable , correcta y al dia de su reporte de credito . El buro de credit
deve de remover informacion negativa e
exacta de su reporte solamente si es mas 7 anos. Informacion de Banca rota
puede ser roportada hasta 10 anos. Los buros de credito son requeridos seguir
los procedimientos razonables para asegurar que la informacion que le estan
indicando sea correcta y , exacta. Sin embargo errores pueden ocurrir . usted
puede notificar al el bureau de credito por escrito que usted discute la
exactitude de la infromacion en su historial de credito. El buro de credito
luego deveria investigar y modificar o remover la infromacion inexacta o
incompleta. Cualquier infromacion pertinente o copias de todos los documentos
que usted tenga acerca de un error deveria de ser dado al buro de credito. Si
la reinvestigacionno resuelve la disputacion a su satisfaction , usted puede
enviar una declaracion breve al buro de credito, para mantenerse en us archive
explicando, el porque usted piensa que su archive esta incorrecto, e inexacto.
La Comicion Federal de Comercio, regula los buros, y organizaciones de
reparacion de creditos. Para mas informacion comunicarse : The Public Refernce
Branch, Federal Trade Commissio, Washingto, D.C. 2058
I (WE) do hereby authorize this request, and
understand that it may result in an inquiry on my credit report(s). In addition
I also grant a limited power of attorney to CRS. Which authorizes it and it’s
employ to do (only) the following: Request credit reports on my behalf,
challenge and verify various information on my credit reports, and contact and
converse with creditors on my behalf. I understand that this process takes
between 30-135 days, depending on the situation. I further understand that
additional; time may be needed in certain situations to ensure the best results.
I also agree to pre-pay $500 for an Individual or $900 for a Couple electing to
forfeit right to payment after service is rendered. This is refundable in the
event that no updates appear in my credit file. CRS does NOT charge for the
actual credit repair, all charges are to cover labor, forms, and misc. expenses
incurred while working my file.
*Yo (nosotros) los que
firmaron aquí damos por autorizado y comprendemos que puede resultar en
interogatorios en mi historial de credito. En addicion yo tambien doy un poder
de abogado limitado a CRS. Cual autoriza CRS hacerese pasar como un agente
departe de el /los firamdos a todos y cualquierdocumentacion para el propsito
de reparacion de credito. Yo entiendo que este proceso toma un pormedio de
30-135 dias, dependiendo en la situacion. Yo comprendo en Adelanto, que in
sierta situaciones tiempo addicional es rquerido para asefurar los mejores
resultados. Yo tambien estoy de acuerdo en Pre pagar $500 por individuoo $900
por pareja elijiendo renunciar al del reembolso despues de que el servicio sea
rendido. NO covra por la reparacion actual , todos los covros son para cuvrir
labor, formas, y cosas diversas, gastos incurridos durante el processo de mi
historial de credito.
SEC. 407. RIGHT TO CANCEL CONTRACT
(a) In General. -- Any consumer may cancel any
contract with any credit repair organization without penalty or obligation by
notifying the credit repair organization of the consumer's intention to do so at
any time before midnight of the 3rd business day which begins after the date on
which the contract or agreement between the consumer and the credit repair
organization is executed or would, but for this subsection, become enforceable
against the parties. (b) Cancellation Form and Other Information. -- Each
contract shall be accompanied by a form, in duplicate, which has the heading
'Notice of Cancellation' and contains in bold face type the following statement:
'Notice of Cancellation' 'You may cancel this contract, without any
penalty or obligation, at any time before midnight of the 3rd day which begins
after the date the contract is signed by you. To cancel this contract, mail or
deliver a signed, dated copy of this cancellation notice, or any other written
notice to (Name of Company) at (address of credit repair organization) before
midnight on 3rd day. CRS, 7457 Harwin #301, Houston, TX 77036
*SEC. 407 DERECHO DE CANCELAR EL CONTRATO
*(a) En general .—cualquier cliente puede
cancelar cualquier contrato con cualquier organizacion de reparacion de credito
sin pena o obligacion, notificando le a la organizacion en cualquier momento
antes de la media noche de el 3er dia habil y antes de la media noche , cual
empiesa despues de la fecha en cual el contrato o acuerdo dentro de la
organizaciones ejecutada o sera, pero por esta subseccionse convertira forcable
contra dichos clientes. Para cancelar dicho contrato. (b) Forma de
cancelatcion y Otra informacion.-- Cada contrato sera acompaniada por una forma
en copia, cual va a tener el titulo "Notificacion de cancelacion" y contiene in
letras hanchas las siguiente frase: "Notificacion de Cancelacion" Usted puede
canelar este contrato, sin ninguna pena o obigacion, a cualquier momento antes
de la media noche del 3er dia cual empiesa despues de la fecha en cual usted
firma el contrato. Para cancelar este contrato, envie por correo o
en persona una copia de esta notificacion de canelacion, con su firma y con
fecha, o cualquier otra notificacion de cancelacion a (nombre de compania) ha (direccion
de organizacion de reparo) antes de la media noche en el 3er dia. CRS, 7457
Harwin#301, Houston, Tx 77036
It is further understood we will not open any new accounts or apply for
credit until this process is complete. For this will affect your scores.
*Tambien es entendido que no avriremos cuentas nuevas o aplicaremos para
credito hast que este processo este completo. Por cual esto
puede affectar mi calificacion de credito .
We understand this is a binding agreement and agree to these terms.
*Nosotros entendemos que este es un acuerdo que nos une legal mente, en
cual estamos de acuerdo sus terminos.
Terms and conditions may be updated without notice.
*Terminios y condiciones pueden ser actualizadas sin notificacion.
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