| Our Privacy Policy
and Disclaimer
We respect your privacy! Any and all information collected
at this site will be kept strictly confidential and will not
be sold, reused, rented, loaned, or otherwise disclosed. Any
information you give to CreditRewind will be held with the
utmost care, and will not be used in ways that you have not
consented to.
Resale or disclosure of information to third parties:
CreditRewind does not sell, rent, loan, trade, or lease any
personal information collected at our site, including membership
forms or email lists.
Browser information collected on the website:
Our website logs are not personally identifiable, and we make
no attempt to link them with the individuals that actually
browse the site.
Notice
By requesting a credit rewind, you agree to receive e-mail
from us. We will occasionally send you information about updates
to your file. You may remove yourself from these mailings
at any time, by letting us know if you would rather be notified
via U.S. Mail or via telephone.
Credit Repair
Organization Act Requires any
consumer who enters into any contract with any credit repair
organization to be given (1) a copy of the completed contract
and the disclosure statement required under section 405 and
(2) a copy of any other documents the credit repair
organization requires the consumer to sign, at the time the
contract or the other document is signed.
Disclaimer
Implied or expressed guarantees do not apply; CreditRewind will honor this
guarantee only: While CreditRewind can not guarantee a complete restoration of
your credit; we do guarantee and state that we will IMPROVE your credit. If we
fail to do so, we will refund your money back. Please note: if documentation
requested from you, by us for the credit repair, is not forwarded to our office
the refund policy will be void.
Consumer Credit File Rights Under State
and Federal Law You have a right to dispute inaccurate
information in your credit report by contacting the credit bureau directly.
However, neither you nor any ''credit repair'' company or credit repair
organization has the right to have accurate, current, and verifiable information
removed from your credit report. The credit bureau must remove accurate,
negative information from your report only if it is over 7 years old. Bankruptcy
information can be reported for 10 years. You have a right to obtain a copy of
your credit report from a credit bureau. You may be charged a reasonable fee.
There is no fee, however, if you have been turned down for credit, employment,
insurance, or a rental dwelling because of information in your credit report
within the preceding 60 days. The credit bureau must provide someone to help you
interpret the information in your credit file. You are entitled to receive a
free copy of your credit report if you are unemployed and intend to apply for
employment in the next 60 days, if you are a recipient of public welfare
assistance, or if you have reason to believe that there is inaccurate
information in your credit report due to fraud. You have a right to sue a credit
repair organization that violates the Credit Repair Organization Act. This law
prohibits deceptive practices by credit repair organizations. You have the right
to cancel your contract with any credit repair organization for any reason
within 3 business days from the date you signed it. Credit bureaus are required
to follow reasonable procedures to ensure that the information they report is
accurate. However, mistakes may occur. You may, on your own, notify a credit
bureau in writing that you dispute the accuracy of information in your credit
file. The credit bureau must then reinvestigate and modify or remove inaccurate
or incomplete information. The credit bureau may not charge any fee for this
service. Any pertinent information and copies of all documents you have
concerning an error should be given to the credit bureau. If the credit bureau's
reinvestigation does not resolve the dispute to your satisfaction, you may send
a brief statement to the credit bureau, to be kept in your file, explaining why
you think the record is inaccurate. The credit bureau must include a summary of
your statement about disputed information with any report it issues about you.
The Federal Trade Commission regulates credit bureaus and credit repair
organizations. For more information contact: The Public Reference Branch,
Federal Trade Commission, Washington, D.C. 20580
I (WE) do hereby authorize this request, and
understand that it may result in an inquiry on my credit report(s). In addition
I also grant a limited power of attorney to CreditRewind, Inc. Which authorizes
it and it's employ to do (only) the following: Request credit reports on my
behalf, challenge and verify various information on my credit reports, and
contact and converse with creditors on my behalf. I understand that this process
takes between 30-90 days, depending on the situation. I further understand that
additional; time may be needed in certain situations to ensure the best results.
I also agree to pay $500 for an Individual or $900 for a Couple. This is
refundable in the event that no updates appear in my credit file. CreditRewind
does NOT charge for the actual credit repair, all charges are to cover labor,
forms, and misc. expenses incurred while working my file. You may cancel this
contract without penalty or obligation at any time before midnight of the 3rd
business day after the date on which you signed the contract.
SEC. 407. RIGHT TO CANCEL CONTRACT
(a) In General. -- Any consumer may cancel
any contract with any credit repair organization without penalty or obligation
by notifying the credit repair organization of the consumer's intention to do so
at any time before midnight of the 3rd business day which begins after the date
on which the contract or agreement between the consumer and the credit repair
organization is executed or would, but for this subsection, become enforceable
against the parties. (b) Cancellation Form and Other Information. -- Each
contract shall be accompanied by a form, in duplicate, which has the heading
'Notice of Cancellation' and contains in bold face type the following statement:
'Notice of Cancellation' 'You may cancel this contract, without any
penalty or obligation, at any time before midnight of the 3rd day which begins
after the date the contract is signed by you. To cancel this contract, mail or
deliver a signed, dated copy of this cancellation notice, or any other written
notice to (Name of Company) at (address of credit repair organization) before
midnight on 3rd day.
It is further understood we will not open any new accounts or apply for
credit until this process is complete. For this will affect your scores.
We understand this is a binding agreement and agree to these terms.
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